Smart Zakat Calculator 2026 (Gold, Silver & Cash)

Calculating Zakat doesn't have to be complicated. The MK Nexa Smart Zakat Calculator is designed to help Muslims around the world calculate their obligatory charity accurately, instantly, and securely.

Whether you have gold jewelry, silver coins, cash in the bank, or business investments, our tool sums it all up and deducts your liabilities to give you the exact 2.5% Zakat figure.

⚡ Why is this Calculator "Smart"?

Unlike old calculators where you have to type long zeros (e.g., 100000), our tool supports Smart Shortcuts. This saves time and prevents typing errors.

• Type 5k and it automatically understands 5,000.
• Type 1.5m and it calculates 1,500,000 (1.5 Million).
• Type 1b for Billion.

Checking Your Wealth (Nisab)

Zakat is only obligatory if your total net wealth exceeds the Nisab Threshold. This is equal to the value of:

• Gold: Approximately 87.48 grams (7.5 Tola).
• Silver: Approximately 612.36 grams (52.5 Tola).

If your Net Assets (Assets minus Debts) exceed this value and you have held this wealth for one full lunar year (Hawl), you must pay 2.5% of it.

📝 How to Calculate Zakat Step-by-Step

1. Enter Gold & Silver Value: Input the current market value of the gold and silver you own.
2. Add Cash & Business: Add your bank balance, cash in hand, and the value of any business goods intended for sale.
3. Deduct Liabilities (Karz): If you have immediate debts (bills due, loans to return), enter that amount in the red box. We subtract this from your total.
4. Get Result: The tool instantly shows your Zakat amount at the bottom. No buttons to press!

🔒 Is this tool Safe & Private?

Yes, 100%. We respect your privacy. The MK Nexa Zakat Calculator works entirely on your device (Client-Side). We do not store, save, or transmit your financial data to any server. You can even use this tool while offline.

Frequently Asked Questions (FAQ)

Q: What is the Zakat percentage?
A: The standard rate for Zakat on wealth is 2.5% (or 1/40th) of your total surplus wealth.

Q: Do I pay Zakat on jewelry worn daily?
A: Opinions vary among scholars. Some say daily-use jewelry is exempt, while others say Zakat is due on all gold/silver. It is safer to consult your local Imam or scholar for this specific ruling.

Q: Can I deduct my home loan?
A: Generally, only immediate debts (due now) are deducted. Long-term loans like mortgages are usually not deducted in full. Please consult a scholar for complex debts.